PTO Payout Calculator
Prices a leave balance in hours, converts it to days at the length of your shift, and prints the federal overtime sources with their read date.
Final Pay Calculator
With the values below, the gross final check is $4,576.00.
One last check, split into the lines that make it up: the wages for the final period, the unused leave paid out, and anything else your payroll adds. Each line has its own rate and its own working, so changing one box moves only that line. People also arrive here looking for a final payment calculator, a final paycheck calculator, or a way to calculate a final paycheck — all three names point at this same last-check question.
One final check, four lines
Results
Gross final check
$4,576.00
Wages, leave and other pay
Wages for the period
$2,080.00
80 hours × $26.00
Leave cash-out
$2,496.00
96 hours × $26.00
After entered deductions
$4,576.00
No deductions entered
How the figure is worked out
80 h × $26.00 = $2,080.00 · 96 h × $26.00 = $2,496.00 · gross = $4,576.00
Three worked examples, line by line
Every number below is computed from the inputs, not copied from another printed figure. That matters here: a final check is four additions, and a rounding change in one line should never silently move the others.
Example A — 80 hours at $26.00, with 96 hours of leave paid at the same rate
Wages — 80 × $26.00 = $2,080.00; no overtime hours entered
Leave cash-out — 96 × $26.00 = $2,496.00
Other pay $0.00; deductions $0.00
Gross final check = $2,080.00 + $2,496.00 = $4,576.00
Example B — overtime in the last week, and a different rate on the leave line
Wages — 72 × $26.00 = $1,872.00, plus 8 hours at $26.00 × 1.5 = $312.00 → $2,184.00
Leave cash-out — 40 × $24.00 = $960.00
Other pay $150.00; deductions $0.00
Gross final check = $2,184.00 + $960.00 + $150.00 = $3,294.00
Example C — a short final week with an entered deduction
Wages — 40 × $19.50 = $780.00; no overtime and no leave paid out
Gross final check $780.00; deductions entered $312.00
After entered deductions = $780.00 − $312.00 = $468.00
The same three examples, side by side
| Example | Wages | Leave | Other | Gross |
|---|---|---|---|---|
| A | $2,080.00 | $2,496.00 | $0.00 | $4,576.00 |
| B | $2,184.00 | $960.00 | $150.00 | $3,294.00 |
| C | $780.00 | $0.00 | $0.00 | $780.00 |
Why the cash-out gets its own rate box
Put one rate on a page and the calculation is decided before anyone reads the handbook. A final check usually contains two different kinds of money: hours worked in the last period, and a balance of leave that was built up over a longer stretch. Those two amounts do not have to be priced at the same rate, and nothing about the arithmetic forces them to be.
That is why the leave line has its own rate here. Take Example A's 96 hours. At $26.00 the cash-out is $2,496.00; at $24.00 it is $2,304.00. The difference is $192.00 on one check, and it is produced entirely by one input. The wages line stays at $2,080.00 in both cases, which is exactly the point: the two lines are independent, and a calculator that blends them into a single figure hides which input changed the answer.
96 hours of leave, two rates, unchanged wages
At $26.00 — 96 × $26.00 = $2,496.00; gross = $2,080.00 + $2,496.00 = $4,576.00
At $24.00 — 96 × $24.00 = $2,304.00; gross = $2,080.00 + $2,304.00 = $4,384.00
One input moves the check by $192.00, and the printed working shows where
We are not saying which rate any employer must use. That is a question for the plan document or the policy that governs the balance, and this page does not answer it. What this page does is refuse to make the decision on your behalf by hiding it inside a single rate box.
Hours or days: one switch, one number
A balance quoted as twelve days on an eight-hour schedule and the same balance quoted as ninety-six hours are the same balance. Most pages make you convert before you type. Here the unit is a selector, and the canonical quantity is stored in hours, so switching the label never multiplies an already-converted value a second time.
The same 96 hours, typed two ways at $26.00 an hour
Hours — 96 hours × $26.00 = $2,496.00
Days — 12 days × 8 hours = 96 hours, then 96 × $26.00 = $2,496.00
Days on a 12-hour schedule — 8 days × 12 hours = 96 hours → $2,496.00
Three ways of typing it, one cash-out figure
The day length is a divisor, not a rate. If you switch the balance from hours to days and then change the length of a leave day, the hours stay fixed and only the displayed day count moves. That is deliberate: a display convenience should not be able to change the money.
What the three pages at the top of the results do not show
We read the natural results for this phrase in our own browser on 8 November 2026, opened the pages, and kept a row-by-row note of what each one actually printed. The first three domains were militarypay.defense.gov, onpay.com and smartasset.com. The observations below are from that reading, not from a summary or a snippet.
The first result is a Department of Defense retirement page. In the version we read it had no wage input and no paycheck figure at all; the calculator it refers to is about retired pay. A military final pay calculator belongs to that retirement question, not to the last check an employer writes, and we do not pretend the two phrases mean the same thing.
The second result uses the phrase final pay calculator in its copy and prints questions about when a final check is due. The page we opened showed no input controls and no result figure. It does print an updated date, which is more than most of the pages in that reading, but it does not put an official citation next to each state statement it makes.
The third result is a general take-home-pay calculator with a state selector, a pay frequency, a filing status and pre-tax and post-tax deduction boxes. It prints gross pay, taxes and take-home pay. Its state selector is used for income tax, not for final-pay rules, and there is no line for an unused-leave balance or a second rate for the cash-out.
Across the ten pages in that reading, nine did not print both a source and a date for the state rules they mention, and nine had no unit switch on their inputs. Those two gaps are what this page closes: the date and the scope are printed below, and the leave balance can be typed in hours or in days. We have not copied a sentence from any of those pages; the comparison is a list of what was absent, written from our own notes.
State rules: what this page prints, and what it does not
This page quotes no state statute, no state tax rate, no payment deadline and no penalty. There is no state-by-state table here, because a table without a citation for every row would look more authoritative than it is. A number that cannot be traced to a source is worse than a blank.
If you need to know what your state says about when a final check is due, or whether a leave balance has to be paid at all, that answer has to come from that state's own statute or labour department. We do not guess at it, and we do not fill the gap with a rate or a deadline that happens to sound plausible.
The federal treatment of a leave cash-out inside an overtime calculation is a different, sourced question, and it is covered on our PTO Payout Calculator, which prints 29 CFR 778.219 and 29 CFR 531.35 together with the date those regulations were read (2 November 2026). Nothing on the page you are reading now depends on those rules; the calculator here is addition and multiplication on the numbers you type.
Scope and date
| Item | What this page does |
|---|---|
| Arithmetic | Printed line by line |
| State law | None quoted |
| Tax rate | None quoted |
| Deadline | None quoted |
| Published | 9 November 2026 |
Questions this calculator answers
Is this a final paycheck calculator or a retirement calculator?
It is a final paycheck calculator for the last regular check an employer writes. A military final pay calculator refers to a retired-pay formula and is a different calculation altogether. This page does not estimate retired pay.
Why is there a second rate box for the leave cash-out?
Because the wages for the final period and a leave balance built up earlier are two different kinds of money. Keeping the rates separate lets you see which line moves when one of them changes; see the $192.00 example above.
Does switching the balance from hours to days change the money?
No. The quantity is stored in hours and the day length only divides it for display. Twelve days on an eight-hour schedule is 96 hours, and both produce the same $2,496.00 at $26.00 an hour.
Does this work out my take-home pay?
No. Every figure here is gross, before withholding. The deductions box is for an amount you enter yourself. This page quotes no tax rate, no filing status and no withholding percentage.
Can I include a bonus or a final commission?
Yes, as a dollar amount in the other pay box, not as a percentage. Example B includes $150.00 of other pay and shows how it enters the gross line.
Where are the state final-pay deadlines?
They are not on this page. We quote no state rule without a citation for every row. See the state rules section above and the sourced federal material linked from our PTO Payout Calculator.
Related pages
Severance Pay Calculator
The other payment that can arrive at separation, built from a week of pay with a lookback average and a gross-up.
PTO Accrual Calculator
Where the leave balance comes from in the first place: an accrual rate turned into hours and days, with caps.
General information only — not tax, legal or payroll advice. Published 9 November 2026. No state law, no state rate, no payment deadline, no penalty, no tax rate and no filing status is quoted on this page. The comparison above was read from the natural results for this phrase on 8 November 2026 and describes what those pages showed that day.